Arboricultural Mortgage Reports

Professional Tree Reports for Mortgage, Insurance and Property Sales.

Buying or refinancing a property with mature trees on or near the boundary? Mortgage lenders, insurers, and solicitors often request a specialist Arboricultural Mortgage Report to assess any potential risk to buildings, foundations, or drainage systems caused by trees.

At Urban Forestry Group, we provide clear, independent Arboricultural Reports to meet the specific requirements of mortgage providers, property buyers, and estate agents. Our experienced site inspections produce concise, lender-compliant arboricultural mortgage reports with  recommendations for any required tree work.

Why Choose Urban Forestry Group?

Fully Qualified Experts – All reports are prepared by Professional Members of the Arboricultural Association with extensive experience in property-related tree risk assessment.

Fast Turnaround – We understand the urgency of property transactions. Our streamlined process ensures rapid site visits and prompt delivery of reports.

Clear, Lender-Focused Reporting – We use plain English, reporting clearly on identified arboricultural risks,  supported by detailed site plans and photographs for informed confident decision-making.

Coverage – Whether the property is urban or rural, we provide a reliable service across the North West of England and North Wales.

Arboricultural Mortgage Survey

Components of the Arboricultural Mortgage Report

Quotation
To get started, we’ll ask you a few site-specific questions about your requirements and those of your mortgage lender. Based on this information, we’ll provide a detailed quotation outlining the cost, scope of work, and timescale for completion.

Once you’re happy to proceed, we’ll deliver the following as part of your Arboricultural Mortgage Report service:

Site Visit
We carry out a thorough on-site assessment of all relevant trees. This includes reviewing the property’s structural history, the type of foundation, and the potential impact of trees on underground services. We also measure the distance of trees from any buildings and assess the surrounding conditions.

Arboricultural Site Plan
We plot the positions and dimensions of the trees on a detailed site plan. Any relevant constraints or site-specific issues are highlighted to support a clear understanding of the tree–structure relationship.

Soil Report
Included as standard, the soil report provides a clear analysis of the ground conditions, identifying the soil’s potential for movement. The report includes an easy-to-read key and explanatory notes to support risk assessment and decision-making.

Arboricultural Mortgage Report
All findings are compiled into a concise, professional report tailored to meet mortgage lender requirements. Where trees are close to buildings, walls, or drains, we provide practical recommendations for both immediate and long-term maintenance or monitoring.

Fast Turnaround Times
We know that timing is critical during a property purchase. We prioritise fast site visits and quick report delivery to keep your mortgage application moving forward.

Qualified and Experienced Consultants
Our surveys are carried out by professional Arboricultural Consultants with B.S.c (Hons) Arboriculture and Amenity Forestry who are  professional members of the Arboricultural Association.

Urban Forestry Group bring decades of experienced Arboricultural Mortgage Reporting.

Peace of Mind for Buyers and Sellers
Our reports provide clear, evidence-based assessments that give all parties confidence in the condition and future management of trees on the property.

 

Pre-Purchase Arboricultural Survey